Dont Let Bad Credit Get in the Way of Your Job Search - Hallie Crawford

Dont Let Bad Credit Get in the Way of Your Job Search - Hallie Crawford I was recently honored to be featured in this US News article, How to Convince a Prospective Employer to Overlook Poor Credit. There are many obstacles people have to overcome when applying for job search and bad credit is a common concern among job seekers. A potential employer cannot check it without your consent, but this could be seen as a red flag and decrease your chances of getting hired. You’re better off consenting to it and being honest with them. Be upfront with them and mention any possible issues and explain the situation. Credit is a slippery slope. The reason why people have bad credit varies greatly, so part of the answer lies in why you have it. If it was because you lost your job due to downsizing and you  had to live on credit for a bit while in career transition, that’s one thing. Bad money management, that’s another. Here are some additional questions regarding bad credit:             Does my income and net worth affect my credit score? No, it  doesnt. What accounts for my credit score? Most of it is your record of paying installment and revolving credit that’s on time. Also included are collection actions, civil judgments and tax liens against you or bankruptcies. What’s one of best ways to improve my score? Pay down your credit card debt, starting with the account that has the highest interest rate. Also, try to use no more than 10% of the credit limit on any account. Do early payments on credit card charges improve my score? No, there  isnt  anything on your credit report that talks about when a bill was paid. Hallie Crawford Atlanta Career Coach P.S. Get one of the most information-rich career newsletters on the web delivered straight to your email inbox! Check out our  Free Newsletter  to help you along your career journey today! Please Share This

The 10 qualities of an emotionally intelligent person

The 10 characteristics of a genuinely smart individual The 10 characteristics of a genuinely smart individual There are a wide range of sorts of insight, and we must find what they are and how to incorporate them into our lives. Wellsprings of insight can be estimated in remainders. A large portion of us know about IQ, or the IQ, which is fundamentally connected with our capacity to retain, recover things from our memory and our intelligent reasoning.There's likewise another up and comer, CQ, or interest remainder, which alludes to one's capacity to have an amazing inspiration to gain proficiency with a specific subject. What I invest quite a bit of my energy in both exploration, and in working with customers and associations on, is concentrating on enthusiastic intelligence.The meaning of passionate insight (as first progressed by analysts Peter Salavoy and John Mayer, yet advocated by writer Daniel Goleman in his original, eponymous book) is the capacity to:Recognize, comprehend and deal with our own feelings Perceive, comprehend and impact the feelings of others In commonsense terms, this implies staying alert that feelings can drive our conduct and effect individuals (decidedly and contrarily), and figuring out how to deal with those feelings - both our own and others - particularly when we are under pressure.We are enthusiastic animals who frequently settle on choices and react to boosts dependent on our feelings. Accordingly, our capacity to develop in EQ has a colossal effect in the entirety of our connections, how we settle on choices and distinguish openings. EQ is hugely significant. Through my work, I've distinguished 10 characteristics that I accept include the sincerely keen person.I trust you gain an incentive from this and figure out how to comprehend the manners in which you can impact your brain, and the psyches of others, by developing genuinely consistently, in all that you do.1. EmpathyI love this meaning of empathy:Empathy is the ability to comprehend or feel what someone else is encountering from inside their edge of refer ence, i.e., the ability to put oneself in another's position.There are two unique kinds of sympathy. This piece from the Greater Good Science Center at UC Berkeley delightfully delineates what they are: 'Full of feeling compassion' alludes to the sensations and sentiments we get because of others' feelings; this can incorporate reflecting what that individual is feeling, or simply feeling pushed when we identify another's dread or nervousness. 'Intellectual sympathy,' now and again called 'viewpoint taking,' alludes to our capacity to distinguish and comprehend other people groups' emotions.We relate on the response to other people. What I'd likewise state is that compassion can be developed and learned through encounters. Store away in your memory those sentiments that you feel both in response, and as you put things in context. Work these musings out, break down them and decide how you need to treat others similarly you'd need to be treated.2. Self-awarenessSelf-mindfulness is sim ply the craft of comprehension, perceiving what improvements you're confronting and afterward getting ready for how to oversee yourself both in a proactive and receptive way. Mindfulness is the way we see ourselves, and furthermore how we see others to see us. The second, outer viewpoint, is consistently the most hard to appropriately assess.Dr. Tasha Eurich puts forth:Leaders who center around building both interior and outer mindfulness, who look for fair input from cherishing pundits, and who ask what rather than for what reason can figure out how to see themselves all the more plainly - and receive the numerous benefits that expanded self-information delivers.For yourself, pose the contemplative inquiries, long for information and be interested. What's more, for other people, look for criticism in a legitimate, caring environment.3, CuriosityI have no uncommon abilities. I am just enthusiastically inquisitive. - Albert EinsteinShow me an inquisitive individual who will learn and improve, and I'll show you an example of overcoming adversity already in the works. At the point when you're interested, you're enthusiastic, and when you're energetic you are headed to need to be your best. Your reception apparatuses are up to things you love, to needing to develop and find out additional. This learning outlook decidedly influences different parts of your life like relationships.Tomas Chamorro-Premusic writes:First, people with higher CQ are commonly increasingly open minded of equivocalness. This nuanced, refined, unpretentious reasoning style characterizes the very quintessence of unpredictability. Second, CQ prompts more significant levels of scholarly speculation and information procurement after some time, particularly in formal spaces of training, for example, science and craftsmanship. Source: HBR4. Scientific mindThe most sincerely canny and unfaltering individuals are profound scholars that examine and process all new data that comes their direction. They keep on examining old data, propensities and methods of getting things done to check whether they can separate approaches to improve. We're all examiners as in we deliberately consider all new data that comes our way.Savvy EQ people are issue solvers and ordinary thinkers who ponder the Why of presence, the Why of why we do what we do, and who care enthusiastically about carrying on with a highminded life. Having an investigative brain implies having a solid hunger for a ceaselessly improving attitude outfitted at bettering yourself and continually staying open to new ideas.5. BeliefA significant segment of keeping up enthusiastic restraint is utilizing the intensity of confidence to put stock in yourself both in the present and later on. It's accepting that the individuals and things throughout your life are there for an explanation, and that everything will at last work out for good.Faith alone won't help you. It makes a move, obviously. Be that as it may, when you join confidenc e with incredible qualities like difficult work, steadiness and an inspirational mentality, you have framed the establishment of a victor. Each incredible pioneer and thinking utilizes confidence, either in a useful setting, sincerely and absolutely spiritually.Spend time in reflection. Consider the manner in which you have faith in yourself. Cause a more prominent confidence toward the individual you are and who you need to turn into. Also, trust and accept that the pieces throughout your life will meet up such that will assist you with living strikingly and joyfully.6. Requirements and wantsThe genuinely clever psyche can observe between things that they need versus things that would be ideal to have that arrange all the more appropriately as needs. A need, especially with regards to Abraham Maslow's Progression of Needs is the essential level stuff like wellbeing, endurance and food. When those things are met, at that point we can advance to different necessities and obviously, w ants.A need is a major house, great vehicle, and even the fresh out of the box new iPhone. We needn't bother with those things to endure, yet rather we need them dependent on our very own wants or what we see to issue to society. Become knowledgeable in recognizing what you really need to live, to achieve objectives and to help yourself and friends and family. Ensure you draw an unmistakable qualification between what it is you need, and what it is you want.Emotionally savvy individuals know the distinction between these two things, and consistently set up needs preceding satisfying wants.7. PassionateInspired administration and love for what you do is conceived from having an energy for a subject or individuals. Individuals with a high EQ utilize their enthusiasm and reason to touch off the motor that drives them to do what they do. This enthusiastic is irresistible and infectious - it pervades all aspects of their lives and comes off on the individuals around them.Passion is kind of that je ne sais quoi that when you feel it, or in any event, when you see it in others, you basically know. Energy is the common want, intuition, drive, aspiration and spurred love for a subject or somebody. Enthusiasm brings positive vitality that supports us and rouse us to need to continue onward. What's more, there's no mystery that sincerely canny individuals who are energetic are likewise ready to drive forward and power forward regardless of their circumstances.8. OptimisticIf you need to expand your chances, improve your connections and think unmistakably and productively, you're best situated to keep up an inspirational disposition. Of the considerable number of things that we attempt to control and impact, our disposition is the essential thing that is consistently inside our control. We can decide to live every day by being sure. It's that simple.When we are cheerful - when our outlook and state of mind are certain - we are more intelligent, increasingly roused, and in this way progressively fruitful. Satisfaction is the inside, and achievement rotates around it. - Shawn Achor9. AdaptabilityAdaptability isn't impersonation. It implies intensity of obstruction and digestion. - Mahatma GandhiEmotionally clever individuals perceive when to proceed with their course, and when it's the ideal opportunity for a change. This indispensably import acknowledgment and capacity to make fresh, quick choices to your greatest advantage is called flexibility. You should decide when to finish what has been started, or when to continue pushing ahead in another direction.Similarly, when one procedure isn't working, take a stab at assessing and deciding whether something different will work. From the manner in which you treat yourself, to how you treat others, to your day by day schedule, consistently remain liberal and be eager to adjust and acquaint new components with how you think and what you do.Throughout your life, you'll have to change course and cause eval uations on whether you'll to be upbeat and effective in the event that you pick some way. Perceive that you CAN generally change. You can generally begin once again. It may not generally be the most judicious or astute choice, however just you will genuinely know in your heart what is or what isn't. Start with leaving the alternative on the table.10. Want to help other people succeed and prevail for yourselfLast however not least, a sincerely clever individual is keen on generally achievement and accomplishment - for themselves, yet for their companions. Their propelled leade

How to turn green with envy into a positive thing at work

Step by step instructions to turn green with envy into a positive thing at work Step by step instructions to turn green with envy into a positive thing at work Envy has an interesting propensity for springing up even under the least favorable conditions times, particularly grinding away, when it appears as though your collaborators are totally dominating you.

This Steve Jobs 1973 job application was so bad you literally wont believe it

This Steve Jobs 1973 request for employment was so terrible you truly will have a hard time believing it This Steve Jobs 1973 request for employment was so terrible you truly will have a hard time believing it Is it conceivable that a downright terrible request for employment helped dispatch the PC upset? Steve Jobs may be remembered as a virtuoso (and which is all well and good), yet a survey put together by the then-18-year-old recounts to an alternate story. Albeit, possibly that is something worth being thankful for. Had he really set aside the effort to appropriately finish it, he may have found an occupation that could have always changed his vocation path.Follow Ladders on Flipboard!Follow Ladders' magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and more!Three years before establishing the Apple Computer Company with Steve Wozniak and Ronald Wayne, an adolescent Jobs rounded out this request for employment survey in the wake of dropping out of school. The one-page report - which incorporates his name, address, major, a few skills and capacities, however little else - will be available to be purchased from March 8-15 and is evaluated to bring $50,000.While the application apparently shows little exertion, it highlights Jobs' developing enthusiasm for innovation. He proclaims he is capable with a number cruncher and PC concerning plan, tech and calls attention to his extraordinary capacities in hardware tech or configuration engineer. digital.The posting on RR Auction's site offers some more on the report and Jobs' time at Reed College: